Watch out for Mogi!
Mogi misrepresents its coverage over the phone. Says towing is completely covered (it's not); car rental completely covered (it's not).
And on and on. Once you get the paperwork, it's too late. They won't let you cancel. There is also a $100 deductible they don't mention on the phone. My MC is still working on the problem, since transaction was done over the phone.
Big rip off! Stay away from this company. They also change their name and web site every other day. No response to correspondence. Please stay away from them. Very bad news.