I called Mogi after seeing their TV ad to purchase their coverage..You know, the ad that shows the customer just flashes his card and all is takeb care of...not a worry in the world! Ha!
The saleslady on the phone talked me into buying the Gold coverage because she said my car had a lot of electrical items that could go bad and if I purchased this coverage "I wouldn't have to worry" Ha, again!! I've had my car into the shop twice; once with a bad window motor; once with a bad door harness and now it needs a new transfer case seal (part of the drive-train).. So far they have declined coverage on everything...when I threatened to cancel, the lady almost seemed happy to tell me how.
My dealer has shown me in writing that the extended coverage plan that they offer at a much cheaper price would have covered each item listed. If you're planning to buy a coverage plan, I would sure look elsewhere.